Thursday, March 5, 2009

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before you start

Now that you're starting to apply you should be aware of certainterms and conditions that apply.

what do I need to apply?

  • your residential address for the last 3 years
  • your bank/building society details
  • your monthly incomings and outgoings
  • employer's name and address
  • Nectar card number (if you have one)
     
apply online
Get an instant decision
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apply by phone
call 0800 096 0541* quote SBWEB 

Lines are open: 8am - 10pm Monday to Friday,  8.30am - 6pm Saturday &
9.30am - 5.30pm Sunday


will my details be secure?

security icon Rest assured, every online loans application is protected by 128-bit encryption software.

In order to process your completed application form, we will carry out credit reference or other enquiries in accordance with our lending procedures and once you are approved we will then send you a completed application form through the post in order to obtain your signature. A copy of our terms and conditions  will also be enclosed for you to keep, however it is important that you read these before proceeding.

To apply for our personal loans you must:

  • be over 18
  • have a bank/building society account
  • have a permanent UK address
  • have not been declined for credit in the last month
  • not have a history of bad credit like arrears, county court judgements (CCJ's), default or bankruptcy

By completing and submitting this application you agree to the above and confirm that all the information provided by you is true and complete and that you are at least 18 years of age.

We also recommend that you don't apply for more than three quarters of your gross annual salary and that you can afford the repayments you apply for.

Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England, no. 3279730) is authorised and regulated by the Financial Services Authority (FSA).

#Funds are transferred after our receipt of signed loan documentation and can take up to three days to clear from date of transfer. If you choose the optional courier service an additional amount of up to £70 will be payable 1 month before your first payment. Delivery may take longer for weekend application or in outlying areas.

 

 


* Telephone calls may be recorded for security purposes and monitored under our quality control procedures


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Sainsbury's Finance is a trading name of Sainsbury's Bank plc. Sainsbury's Bank, registered office 33 Holborn London EC1N 2HT
(registered in England no. 3279730) is authorised and regulated by the Financial Services Authority.

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