Loan Application Needed Information

Your Loan Application

To apply for a loan you must:

• Be over 18
• Be in paid employment
• Not be in full time education
• Have a bank/building society account
• Have a permanent UK address
• Not have been declined for credit in the last month
• Not have a history of bad credit such as arrears, county court judgements (CCJs), default or bankruptcy

You will also need handy:

• Your address details including post code for the past 3 years, including your partner's address details, if different, and if this is a joint application
• Your bank/building society details
• Your annual income and monthly outgoings such as rent/mortgage payments
• Your employer's name and address

Proving your identity

We need to verify the identity of all our customers. In the first instance we use a system of electronic identification and if this is successful, that’s all we need to do. The search is performed with a Credit Reference Agency, this is not a credit search and will only record the fact that we have done an ID check. If we are unable to verify your identity electronically, we will ask you to provide some original documents containing your name and address and you will be advised during the application process what information you will need to provide.