International Student Loans from http://www.internationalstudent.com

Student Loans for International Students and Study Abroad

In partnership with International Student Loan we are excited to offer student loan programs for US citizens studying abroad and international students studying in the USA. We offer a variety of programs based on the country you are from and where you are studying.

For more information about the particular student loan products, please see below:

Student Loans for International Students 
The International Student Loan Program is available to international students from around the world, who are looking to study in the USA. You have to be attending one of the approved schools, and you must also have a US Citizen or permanent resident to cosign the loan with you. The International Student Loan offers funding that is disbursed directly to you, with competitive interest rates and no application fees!

Student Loans for Study Abroad
The Study Abroad Loan provides funding for US Citizens who are looking to participate in a study abroad programs outside of the USA. Students need to be attending an approved school in the USA and have no need to complete a FAFSA form. Funds acan be available in a little as 5 days.

Student Loan for Canadian Citizens
For Canadian students studying or planning to study in the USA, we offer the Canadian Student Loan. Students applying for the Canadian Student Loan will require a US citizen or permanent resident co-signer. Formerly, we offered the CanHelp loan, which was available with a Canadian co-signer; however, as of April 18, 2008 the CanHelp loan has been discontinued and is no longer available. Instead of the CanHelp, Canadian students can now apply for a Canadian Student Loan for study in the USA.

Student Loans for US Citizens Foreign Enrolled 
The Foreign Enrolled Loan program provides US Citizens with funding for their education when they plan to enroll directly in a degree program abroad. This is a private, alternative loan that offers high loan limits to cover the cost of school abroad, with borrowing limits up to $50,000 per year for undergraduate programs and up to $70,000 per year for medical, dental, business or law school.

All loan products and services offered in collaboration with the International Student Loan Center and The Student Loan Network

International Loan Program from http://www.toolkit.com

International Loan Program

The International Trade Loan Program helps small businesses that are engaged or preparing to engage in international trade, as well as small businesses adversely affected by competition from imports. This program has not been used by small businesses as much as the Export Working Capital Loan Program. The Section 7(a) loan guarantee program is probably being used in lieu of this program for capital needs under $1 million.

In addition to the general eligibility criteria for a SBA loan guarantee, a small business applicant for the International Trade Loan Program must establish either of the following:

• The loan proceeds will significantly expand existing export markets or develop new export markets. The applicant must submit a business plan, including sufficient information to reasonably support the likelihood of expanded export sales. The plan must include both a profit and loss projection and a narrative rationale.
• The applicant is adversely affected by import competition. Injury attributable to increased competition with foreign firms must be demonstrated. A narrative explanation and financial statements must show that directly competitive imported products have made an important contribution to a decline in the firm's competitive position. This can be demonstrated by factors such as a decline in sales or production or underutilization of capacity, decreased profitability, or the threat of (or actual) loss of production employees.

The SBA can guarantee up to $1.25 million, less the amount of SBA's guaranteed portion of other loans outstanding to the borrower under the SBA's regular lending program. Only $750,000 can be for working capital needs; consequently the maximum guarantee amount is available only if used for a combination of working capital and facilities/equipment. The working capital portion of the loan may be made according to the provisions of the SBA's Export Working Capital Program (EWCP).

The loan proceeds may be used for:

• working capital
• purchasing, building, renovating, expanding or improving facilities or equipment (including purchasing land and buildings)
• making other improvements that will be used within the United States for producing goods or services

Proceeds may not be used for repayment of debt.

Only collateral located in the United States (including its territories and possessions) is acceptable for a loan made under this program. The lender must take a first lien position (or first mortgage) on the items financed under this section. Additional supportive collateral may be required as appropriate, including personal guaranties, subordinate liens or items which are not financed by loan proceeds.

Maturities of loans for facilities or equipment may extend to the 25-year maximum applicable to most SBA loan programs. The working capital portion of loans, under EWCP provisions, have a three-year maturity.

Lenders may charge 2.25 or 2.75 percentage points above the prime rate, depending on the maturity of the loan. The interest rate on EWCP loans is not regulated.

More detailed information on the International Loan Program can be found on the SBA site at this page.