International Student Loans from http://www.internationalstudent.com

Student Loans for International Students and Study Abroad

In partnership with International Student Loan we are excited to offer student loan programs for US citizens studying abroad and international students studying in the USA. We offer a variety of programs based on the country you are from and where you are studying.

For more information about the particular student loan products, please see below:

Student Loans for International Students 
The International Student Loan Program is available to international students from around the world, who are looking to study in the USA. You have to be attending one of the approved schools, and you must also have a US Citizen or permanent resident to cosign the loan with you. The International Student Loan offers funding that is disbursed directly to you, with competitive interest rates and no application fees!

Student Loans for Study Abroad
The Study Abroad Loan provides funding for US Citizens who are looking to participate in a study abroad programs outside of the USA. Students need to be attending an approved school in the USA and have no need to complete a FAFSA form. Funds acan be available in a little as 5 days.

Student Loan for Canadian Citizens
For Canadian students studying or planning to study in the USA, we offer the Canadian Student Loan. Students applying for the Canadian Student Loan will require a US citizen or permanent resident co-signer. Formerly, we offered the CanHelp loan, which was available with a Canadian co-signer; however, as of April 18, 2008 the CanHelp loan has been discontinued and is no longer available. Instead of the CanHelp, Canadian students can now apply for a Canadian Student Loan for study in the USA.

Student Loans for US Citizens Foreign Enrolled 
The Foreign Enrolled Loan program provides US Citizens with funding for their education when they plan to enroll directly in a degree program abroad. This is a private, alternative loan that offers high loan limits to cover the cost of school abroad, with borrowing limits up to $50,000 per year for undergraduate programs and up to $70,000 per year for medical, dental, business or law school.

All loan products and services offered in collaboration with the International Student Loan Center and The Student Loan Network

International Loan Program from http://www.toolkit.com

International Loan Program

The International Trade Loan Program helps small businesses that are engaged or preparing to engage in international trade, as well as small businesses adversely affected by competition from imports. This program has not been used by small businesses as much as the Export Working Capital Loan Program. The Section 7(a) loan guarantee program is probably being used in lieu of this program for capital needs under $1 million.

In addition to the general eligibility criteria for a SBA loan guarantee, a small business applicant for the International Trade Loan Program must establish either of the following:

• The loan proceeds will significantly expand existing export markets or develop new export markets. The applicant must submit a business plan, including sufficient information to reasonably support the likelihood of expanded export sales. The plan must include both a profit and loss projection and a narrative rationale.
• The applicant is adversely affected by import competition. Injury attributable to increased competition with foreign firms must be demonstrated. A narrative explanation and financial statements must show that directly competitive imported products have made an important contribution to a decline in the firm's competitive position. This can be demonstrated by factors such as a decline in sales or production or underutilization of capacity, decreased profitability, or the threat of (or actual) loss of production employees.

The SBA can guarantee up to $1.25 million, less the amount of SBA's guaranteed portion of other loans outstanding to the borrower under the SBA's regular lending program. Only $750,000 can be for working capital needs; consequently the maximum guarantee amount is available only if used for a combination of working capital and facilities/equipment. The working capital portion of the loan may be made according to the provisions of the SBA's Export Working Capital Program (EWCP).

The loan proceeds may be used for:

• working capital
• purchasing, building, renovating, expanding or improving facilities or equipment (including purchasing land and buildings)
• making other improvements that will be used within the United States for producing goods or services

Proceeds may not be used for repayment of debt.

Only collateral located in the United States (including its territories and possessions) is acceptable for a loan made under this program. The lender must take a first lien position (or first mortgage) on the items financed under this section. Additional supportive collateral may be required as appropriate, including personal guaranties, subordinate liens or items which are not financed by loan proceeds.

Maturities of loans for facilities or equipment may extend to the 25-year maximum applicable to most SBA loan programs. The working capital portion of loans, under EWCP provisions, have a three-year maturity.

Lenders may charge 2.25 or 2.75 percentage points above the prime rate, depending on the maturity of the loan. The interest rate on EWCP loans is not regulated.

More detailed information on the International Loan Program can be found on the SBA site at this page.

Trade-Finance Loans & Services

RE & Construction Loans Commercial Loans Int'l Loans & Trade Finance Opening a New Account Notice

Trade-Finance Loans & Services

Preferred Bank's International Department provides numerous services to facilitate transactions with overseas suppliers and vendors. Our International specialists will help you choose a loan program that works for you.

In addition to providing lines of credit, our International Department is a participating Lender in several government guaranteed lending programs, including the U.S. Export-Import Bank's Working Capital Guarantee program, the Small Business Administration's Export Working Capital program, the California Export Finance Office's Guarantee program, and the Overseas Chinese Credit Guarantee Fund. 

Additional services offered by our International Department include: 

• Standby letters of credit
• Export letters of credit
• Import letters of credit
• Export financing
• International documentary collections
• Domestic and international wire transfers
• Foreign currency drafts
• Foreign exchange services
• Letter of credit transfers

Contact the Los Angeles office for more information on how our International Department can help your business grow.

  

Application for Irrevocable Commercial Letter of Credit

Print and complete the application, then fax it to (213) 622-0369, Attn.: International Department, and/or mail it to Preferred Bank, Attn.: International Department, 601 S. Figueroa Street, 20^th Floor, Los Angeles, CA 90017.

The application is in Adobe Acrobat Portable Document Format (PDF).  Click on the icon below to view.

Application for Irrevocable Commercial Letter of Credit

 

Application for Irrevocable Standby Letter of Credit

Print and complete the application, then fax it to (213) 622-0369, Attn.: International Department, and/or mail it to Preferred Bank, Attn.: International Department, 601 S. Figueroa Street, 20^th Floor, Los Angeles, CA 90017.

The application is in Adobe Acrobat Portable Document Format (PDF).  Click on the icon below to view.

Application for Irrevocable Standby Letter of Credit

 

Application for Amendment to Letter of Credit

Print and complete the application, then fax it to (213) 622-0369, Attn.: International Department, and/or mail it to Preferred Bank, Attn.: International Department, 601 S. Figueroa Street, 20^th Floor, Los Angeles, CA  90017.

The application is in Adobe Acrobat Portable Document Format (PDF).  Click on the icon below to view.

Application for Amendment to Letter of Credit

 

If you do not have Adobe Acrobat Reader installed with your web browser, you can download it FREE by clicking on the button below.

 

International Student Loans

Student Loans Home - International Students Loan Information FAQ's Apply Now   - US Students - Canadian Students - Eligible Schools - Student Resources

International Student Loans Loan Program for International Students - US Co-Signer Required   As the number of international students studying in the USA continues to increase, the need for international financial aid is constantly growing. To address this need, we provide access to loans for non-US Citizens from anywhere in the world who are planning to study at approved schools throughout the USA. We have been a leader in providing loans for international students since 1998, and thousands of international students have applied for loans through our programs. Due to thecredit crunch, as of September 5, 2008 we are temporarily unable to accept applications from non-US students, but we hope to have a new international student loan program in place shortly. Submit your information through the Apply Now button and we will contact you with the details of the new program.   Co-Signer Required for All Applicants The co-signer must be a US citizen or permanent resident, with good credit and income history, who has lived in the United States for the past two years.   Typically students can borrow up to their school's cost of attedance. International students are required to have a US Citizen or permanent resident as a co-signer to apply for this loan.   International student loans also offer: Funds are disbursed directly to you! Generous repayment terms Six months grace period while you find a job and much more..... Learn more about our International Student Loan Programs:   Loan Information | Frequently Asked Questions | Apply Online

Tesco Loans

Loans

No repayments until 2009

We know life can be challenging. That's why at Tesco we're always thinking of ways to help.

Some things in life can't be put off easily. That old car that needs replacing, or much-needed.home improvements that need addressed. Maybe you need to consilidate your finances into one simple monthly payment. Whatever it is, we could help.

Plus, if you take advantage of our 2 month payment holiday, you could pay nothing until 2009!

Just speak to one of our friendly customer service team; they'll be happy to help.

0845 3030 047 or click below to apply online

• Apply now

Loans available to UK residents and over 18s only.

What are the key benefits of a Tesco Loan?

• Take a 2 month Payment Holiday at the start of your loan (Subject to eligibility)
• Borrow from £3,000 up to £25,000. Click here for full rate details and product summary.
• No set up fees
• Variable repayment day
• Fixed interest rates so your repayments will never change

To give you an idea of what repayments could be:

Loan amount:	£7,500
Monthly payment:	£160.65
Including monthly insurance payment:	£29.61
Over:	72 months
Total Amount Repayable:	£11,567.00
Including total insurance premium:	£1,695.00
APR TYPICAL:	8.2%

The above example includes...

Tesco's optional Standard Payment Protection Insurance. Rates depend on circumstances and loan amount. The actual rate we offer may be higher depending on our assessment of your personal circumstances and financial behaviour.

Our PPI is a single-premium policy which is funded by a loan.  This means that the premium will be added to your loan amount and you'll pay interest on it.

Give Yourself Some Space With A Payment Holiday

Take a 2 month Payment Holiday and you will make no repayments for up to 3 full months from the date you receive your money.

Just the flexibility and reassurance you need in the first few months of your loan.

If you choose the Payment Holiday option, your loan term will be extended by two months and the interest is chargeable throughout the whole loan. Interest will continue to accrue during the Payment Holiday. A Payment Holiday is subject to lending criteria and may not be available to all customers.

Compare Our Loan Rate With Other Lenders

Lender	APR Typical	72 monthly payments of	Total amount to be repaid	Savings over 60 months
Tesco Loans	8.2%	£131.04	£9,435.00	-
Marks & Spencer Money	9.9%	£139.14	£10,018.08	£583.08
Halifax	9.9%	£139.33	£10,031.67	£596.67
First Direct	11.9%	£144.04	£10,370.55	£935.55

Based on a £7,500 loan over 6 years without loan Payment Protection Insurance. Competitor rates:  Details correct as of 05/11/08. Source:Aequosonline.com (new window) – with data provided by Defaqto Limited.

Above example is for illustrative purposes only. Rates depend on circumstances and loan amount.

8.2% APR Typical

Payment Protection for your loan

Our optional payment protection insurance that could make your loan repayments when you're not able to.

It could mean less stress and one less financial headache if you're faced with an unexpected illness, injury, involuntary unemployment or death.

Tesco Payment Protection insurance has been awarded Five Stars for the quality of cover by Defaqto, a leading independent financial research company.

Tesco is the only supermarket bank to receive Five Stars, the highest rating available. The Five Star Cover offers a very high level of cover and it's a mark of confidence and assurance of quality.

Tesco Five Star Total Cover includes:

• Loan repayments protected in event of illness, accident, unemployment or death
• £100 Tesco giftcard every month you claim
• Five Tesco.com home grocery deliveries every month you claim at no cost
• Advice from a confidential Back to Work Advice Service

More detailed information about Tesco Total Cover payment protection insurance.